Tax Savings Calculator 2025/26

Your Company & Pay Details

Company profit before salary & tax (£)

Director salary (£) — recommended: £12,570 (personal allowance)

£0£50,270

Other personal income (£) — rental, freelance, etc.

Tax Year

Company Tax

Profit before salary—

Less: Director salary—

Less: Employer NIC—

Taxable profit—

Corporation tax—

Available for dividends—

Your Personal Tax

Salary received—

Income tax on salary—

Employee NIC—

Dividends taken—

Dividend tax—

Summary

Total tax & NIC paid—

Effective overall rate—

Net take-home pay

—

ℹ️ This calculator provides estimates only using 2025/26 rates. It does not account for pension contributions, gift aid, student loans, or all personal circumstances. Speak to an advisor for a precise calculation.

Your 2025/26 Income

Employment income (£) — gross salary from P60

Self-employment / freelance profit (£)

Rental income profit (£) — after allowable expenses

Dividends received (£)

Savings interest (£)

Pension contributions this year (£) — reduces your taxable income

Income Breakdown

Total gross income—

Less: Personal allowance—

Less: Pension relief—

Taxable income—

Tax & NIC Due

Income tax—

Dividend tax—

Class 4 NIC (self-employed)—

Estimated SA bill—

Estimated net income

—

Effective tax rate—

ℹ️ Estimates use 2025/26 rates: personal allowance £12,570, basic rate 20%, higher rate 40%, dividend allowance £500. Student loan repayments, capital gains and all reliefs are not included. Get a precise estimate from our team →

Tax Savings Calculator